HitPay Product Guide and API docs.

Overview

When creating a payment request via the API, you can specify which payment methods to offer using the payment_methods[] parameter. Each method has a unique enum string that you pass in the request body.

{
  "amount": 100.00,
  "currency": "sgd",
  "payment_methods": ["paynow_online", "card"]
}

If you omit payment_methods[], all payment methods enabled for your account will be shown on the checkout page.

Payment Methods by Market

Singapore
Malaysia
Philippines
Indonesia
Cross-Border

Enum	Display Name	Online	In-Person	Recurring	Refunds	Sandbox
`card`	Visa, Mastercard, Amex	Yes	Yes	Yes	Yes	Yes
`card_adyen`	Cards	Yes	No	No	Yes	No
`card_present`	Card Terminal	No	Yes	No	Yes	No
`card_present_adyen`	Card Terminal	No	Yes	No	Yes	No
`paynow_online`	PayNow	Yes	Yes	No	Yes	Yes
`giro`	GIRO Direct Debit	No	No	Yes	No	No
`grabpay_direct`	GrabPay	Yes	Yes	Yes	Yes	No
`grabpay_paylater`	GrabPay PayLater	Yes	Yes	No	Yes	No
`shopee_pay`	ShopeePay	Yes	Yes	Yes	Yes	No
`shopee_pay_later`	SPayLater	Yes	Yes	No	Yes	No
`shopback`	ShopBack PayLater	Yes	No	No	Yes	No
`atome`	Atome	Yes	No	No	Yes	Yes
`atome_qr`	Atome QR	No	Yes	No	No	Yes
`wechat_pay`	WeChat Pay	Yes	Yes	No	No	No
`upi_qr`	UPI	Yes	Yes	No	No	No

Online = payment gateway (checkout, payment links, API). In-Person = POS terminal or QR at counter. Recurring = subscriptions via wallet account linking.

Enum	Display Name	Online	In-Person	Recurring	Refunds	Sandbox
`card`	Visa, Mastercard, Apple Pay	Yes	Yes	Yes	Yes	No
`card_present`	Card Terminal	No	Yes	No	Yes	No
`fpx`	FPX Online Banking	Yes	No	No	Yes	No
`grabpay_direct`	GrabPay	Yes	Yes	Yes	Yes	Yes
`grabpay_paylater`	GrabPay PayLater	Yes	Yes	No	Yes	Yes
`shopee_pay`	ShopeePay	Yes	Yes	Yes	Yes	Yes
`shopee_pay_later`	SPayLater	Yes	Yes	No	Yes	No
`shopback`	ShopBack PayLater	Yes	No	No	Yes	No
`razer_boost`	Boost	Yes	No	No	Yes	No
`razer_maybankqr`	MayBank QR	Yes	No	No	Yes	No
`touch_n_go`	Touch ‘n Go eWallet	Yes	Yes	Yes	Yes	No
`duitnow`	DuitNow	Yes	Yes	No	No	No
`atome`	Atome	Yes	No	No	Yes	Yes
`atome_qr`	Atome QR	No	Yes	No	No	Yes
`wechat_pay`	WeChat Pay	Yes	Yes	No	No	No
`alipay_plus_connect_wallet`	Alipay+	Yes	No	No	Yes	No

Enum	Display Name	Online	In-Person	Recurring	Refunds	Sandbox
`card_cybersource`	Cards	Yes	No	Yes	Yes	No
`card_present_cybersource`	Card Terminal	No	Yes	No	Yes	No
`gcash`	GCash	Yes	No	No	Yes	No
`gcash_qr`	GCash QR	No	Yes	No	No	No
`qrph_netbank`	QRPH / InstaPay	Yes	Yes	No	Yes	No
`grabpay_direct`	GrabPay	Yes	No	Yes	Yes	No
`shopee_pay`	ShopeePay	Yes	No	Yes	Yes	No
`shopee_pay_later`	SPayLater	Yes	No	No	Yes	No
`billease`	BillEase	Yes	No	No	Yes	No
`wechat_pay`	WeChat Pay	Yes	Yes	No	No	No
`upay_online`	Unionbank Online	Yes	No	No	No	No
`upay_instapay`	InstaPay	Yes	No	No	No	No
`upay_pchc`	PesoNet	Yes	No	No	No	No
`upay_bayad`	Bayad Center	Yes	No	No	No	No
`upay_ecpy`	ECPay	Yes	No	No	No	No
`upay_plwn`	Palawan Pawnshop	Yes	No	No	No	No

Enum	Display Name	Online	In-Person	Recurring	Refunds	Sandbox
`ifpay_qris`	QRIS	Yes	Yes	No	No	Yes

These methods are available from any HitPay market via Borderless QR. Partners settle in their home currency.Malaysia (MYR)

Enum	Display Name	Online	In-Person	Recurring	Refunds
`touch_n_go`	Touch ‘n Go	Yes	No	No	No
`duitnow`	DuitNow	Yes	Yes	No	No

Philippines (PHP)

Enum	Display Name	Online	In-Person	Recurring	Refunds
`qrph_netbank`	QRPH	Yes	Yes	No	No

WeChat Pay

Enum	Display Name	Online	In-Person	Recurring	Refunds
`wechat_pay`	WeChat Pay	Yes	Yes	No	No

Available to Singapore, Malaysia, and Philippines merchants only. Unlike the other methods on this tab, the transaction currency matches the merchant’s own local currency (SGD, MYR, or PHP respectively) rather than a single fixed foreign currency.

India (SGD)

Enum	Display Name	Online	In-Person	Recurring	Refunds
`upi_qr`	UPI	Yes	Yes	No	No

Indonesia (IDR)

Enum	Display Name	Online	In-Person	Recurring	Refunds
`ifpay_qris`	QRIS	Yes	Yes	No	No

Vietnam (VND)

Enum	Display Name	Online	In-Person	Recurring	Refunds
`zalopay`	ZaloPay	Yes	Yes	Yes	Yes
`vietqr_zalopay`	VietQR	Yes	Yes	No	Yes

Thailand (THB)

Enum	Display Name	Online	In-Person	Recurring	Refunds
`opn_prompt_pay`	PromptPay	Yes	Yes	No	No
`line_pay`	LINE Pay	Yes	Yes	Yes	Yes
`opn_true_money_qr`	TrueMoney	Yes	Yes	No	No

Korea (KRW)

Enum	Display Name	Online	In-Person	Recurring	Refunds
`nhn_kcp_kakao_pay`	Kakao Pay	Yes	No	No	Yes
`nhn_kcp_naver_pay`	Naver Pay	Yes	No	No	Yes
`nhn_kcp_payco`	PAYCO	Yes	No	No	No

Recurring Billing

The following methods support recurring billing via card tokenization or wallet account linking:

Method	Currencies
`card`	SGD, MYR, THB, USD, and 30+ currencies
`giro` (GIRO)	SGD
`grabpay_direct`	SGD, MYR
`shopee_pay`	SGD, MYR, PHP
`touch_n_go`	MYR
`line_pay`	THB
`zalopay`	VND

For wallet-based recurring methods (grabpay_direct, shopee_pay, touch_n_go, zalopay, line_pay), the customer links their wallet account during the first payment. Subsequent charges are processed automatically.

Sandbox Testing

The following payment methods are available in the sandbox environment:

Method	Test Details
`card`	Use test card `4242 4242 4242 4242` (Visa), any future expiry, any CVC. Use `4000 0000 0000 0002` for a declined payment.
`paynow_online`	Scan the generated QR code with your mobile camera to simulate a successful payment.
`shopee_pay`	Scan the generated QR code with your mobile camera to simulate a successful payment.
`grabpay_direct`	Scan the generated QR code with your mobile camera to simulate a successful payment.
`grabpay_paylater`	Scan the generated QR code with your mobile camera to simulate a successful payment.
`atome`	Scan the generated QR code with your mobile camera to simulate a successful payment.
`ifpay_qris`	Scan the generated QR code with your mobile camera to simulate a successful payment.

All other payment methods require production credentials. The integration approach is identical — simply swap the API key and base URL.

Multi-Currency Cards

The card method supports 30+ currencies, including: SGD, MYR, USD, AUD, NZD, PHP, HKD, THB, EUR, CAD, GBP, IDR, AED, KRW, CNY, INR, JPY, CHF, BND, SAR, SEK, DKK, NOK, PLN, QAR, TWD, ZAR, and VND. The exact list of currencies depends on your account configuration and the card networks enabled for your business.

Getting Started

Developers

Point of Sale

Online Store

Tools

Manage Payments

Integrations

Appendix

Payment Methods

Overview

Payment Methods by Market

Recurring Billing

Sandbox Testing

Multi-Currency Cards

​Overview

​Payment Methods by Market

​Recurring Billing

​Sandbox Testing

​Multi-Currency Cards

Overview

Payment Methods by Market

Recurring Billing

Sandbox Testing

Multi-Currency Cards