Prohibited Businesses

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Overview

HitPay enforces strict policies regarding the types of businesses and products permitted on our platform. These rules ensure compliance with local and international laws, financial partners, and card network guidelines.

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Prohibited Businesses

The following types of businesses and activities are strictly not allowed on HitPay:

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Illegal and Harmful Activities

• Unlawful or fraudulent businesses
• Products/services encouraging violence, hatred, or discrimination
• Child exploitation or trafficking
• Human trafficking or prostitution
• Malware, spyware, or malicious code
• Unlicensed pharmaceuticals, steroids, narcotics, or controlled substances
• Businesses selling personal data or facilitating deception (e.g., fake IDs)
• Spy devices, GPS jammers, decryption tools, and descramblers
• Sale of endangered animal products (e.g., ivory)

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Intellectual Property Infringement

• Counterfeit products or replicas
• Unauthorized sale of branded goods
• Pirated media (movies, music, software)
• Any service facilitating copyright or trademark violation

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Unfair or Deceptive Practices

• Pyramid schemes and “get-rich-quick” offers
• Fake endorsements, misleading claims, or refund avoidance
• Click farms or artificial engagement services
• Other predatory or dishonest business practices

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Adult Content and Services

• Pornographic or sexually explicit content
• Escort services, sensual massage parlors, and strip clubs
• Sex-related products (strictly prohibited in Malaysia and Indonesia)

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Restricted Legal Services

• Bail bond services
• Security brokerage or bankruptcy attorneys

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Weapons and Dangerous Goods

• Firearms, explosives, and ammunition
• Toxic, radioactive, or flammable materials

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Gambling and Lottery

• Online gambling, sports betting, or lottery services

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Cannabis and Marijuana Products

• Dispensaries or cannabis-related businesses
• CBD/THC-containing products

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Tobacco and Smokable Products

(Applies to Singapore, Malaysia, Thailand, and select other regions)

• Cigarettes, cigars, e-cigarettes, and tobacco substitutes

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Financial and Professional Services

• Securities, forex, cryptocurrency trading or exchange
• Sale/distribution of bonds, currencies, derivatives, and precious metals

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Digital Assets and Cryptocurrencies

• Cryptocurrencies (e.g., Bitcoin, Ethereum)
• NFTs and mining services

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Others

• Drop shipping
• Commercial aviation (charter, airline services)
• Illegal timeshare schemes

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Restricted Businesses

These businesses are not prohibited, but require additional documentation and manual review before activation:

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1. Regulated Industries

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Financial Services

• Lending and credit providers
• Buy Now Pay Later (BNPL) platforms
• Crowdfunding
• Debt collection
• Insurance and money service businesses

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Government Services

• Embassies, consulates, or public service payments

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Medical and Health

• Online pharmacies
• Prescription-only medicine and medical devices
• Aesthetic and regulated wellness products

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Alcohol and Liquor

• Alcohol-related businesses must submit licenses and comply with local regulations

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2. High-Risk Business Categories

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Travel and Tourism

• Travel agencies, tour bookings
• Limousine and private hire services

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Luxury and High-Value Goods

• Jewellery, watches, collectibles, cars, art, antiques

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Charities and Nonprofits

• Religious organizations, charities, associations

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Other Business Types

• Real estate and construction
• Gaming-related platforms (e.g., in-game credit)
• Shipping brokers, trade platforms, aggregators
• Import/export or wholesale goods dealers

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Need Help?

If your business falls under any of the categories above or if you’re unsure of its classification, please contact our support team support@hit-pay.com for further guidance.