- Illegal products and services
- Any business or organization who provides products and/or services that are discriminatory, derogatory in any way, or encourage violence, hatred or religious or racial intolerance; terrorism
- Products and/or services that constitute a form of drugs (whether medical of nature or not), including but not limited to steroids, narcotics, cannabidiol products, prescription drugs or other controlled substances on our Platforms;
- Products and/or services that involve the re-sale of personal information, including but not limited to application forms that contain personal information;
- Fake references and other services/products that foster deception (including fake IDs and government documents)
- Products such as devices that are designed to block, jam or interfere with cellular and personal telecommunication device/signals (e.g. GPS), Decryption and descrambler products including mod chips, Spy devices / services / software.
- Firms involved in the sale of prohibited animal and animal products such as endangered species, elephant ivory, etc
- Any other Products and services which are not legal in the jurisdiction they are being offered in
- Intellectual Property Infringement
- Counterfeit goods/replicas or those infringing on intellectual property rights, including those designed to infringe on such intellectual property (i.e., knock-offs, imitations, bootlegs)
- Sales or distribution of music, movies, software, or any other licensed materials without appropriate authorization
- Unauthorized sale of brand name or designer products or services
- Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary or privacy rights of any third party
- Products and services that are unfair, predatory, or deceptive
- Offering or disseminating fraudulent goods, services, schemes or promotions, such as make-money-fast schemes
- Pyramid schemes and selling
-
Merchants engaged in any form of deceptive marketing practices including but not limited to:
- Hidden Disclosures
- Fake claims & endorsements
- Pre-checked opt in boxes
- Refund/Cancellation avoidance
- Poorly disclosed negative options
- Negative response marketing
- Sales of online traffic or engagement such as social media “click farms”
- Any other businesses that HitPay considers unfair, deceptive, or predatory towards consumers
- Adult entertainment and content
- Adult entertainment, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live-chat features, gentleman’s clubs, topless bars, strip clubs, sexually oriented dating sites or services
- Adult content, including books, magazines, audio, videos, websites, streaming services and other content formats deemed offensive or of a sexual nature depicting nudity or explicit sexual acts
- Products relating to adult entertainment in any form are strictly prohibited in Malaysia and Indonesia.
- Certain Legal services
- Products and/or services that would constitute regulated activities, such as bail bond services, security brokers and/or bankruptcy attorneys
- Weapons, firearms, explosives and dangerous materials
- Firearms, explosive devices, ammunition, weapons, guns, rifles, shotguns, pistols, knives or other sanctioned items and/or investments relating to the same;
- Peptides, industrial and research chemicals, and other toxic, flammable and radioactive materials.
- Betting and gambling or transactions involving games of chance
- Products and/or services that promote illegal activities or relate to the gambling business, including casinos, online gambling, lotteries, games of chance, sports forecasting or odd-making.
- Marijuana-related products and services
- Cannabis products
- Cannabis dispensaries and related businesses
- Products containing any amount of CBD/THC
- Any other products or services related to legal marijuana trade
- Financial and Professional Services
- Bearer share entities
- Shell entities
- Unlicensed or unregulated financial investments, including securities, foreign currencies, commodities, derivatives, crypto investments, and precious metals.
- Unlicensed brokerages, trading platforms, and financial instrument distribution on our platforms.
- Digital Assets and Cryptocurrencies
- Products and/or services that constitute a form of currency including but not limited to,virtual and cryptocurrencies, crypto assets, non-fungible tokens (NFTs), and mining services, and other forms of digital tokens such as Bitcoin and Ethereum
- Others
- Dropshipping
- Commercial airlines and cruises, charter and private airlines
- Illegal timeshare services in Singapore and Malaysia
- Financial Products and Services
- Banks
- Lending and Buy Now Pay Later services
- Crowdfunding platforms
- Debt collection agencies
- Insurance services
- Money transmitters, remittances, currency exchange services, and other money service businesses
- Trust companies
- External asset managers
- Security brokers/investments of any kind
- Other financial institutions
- Government or public services
- Government payments, service delivery or grants
- Embassy, foreign consulate, or other foreign governments
- Travel and Tourism
- Travel and tour reservation and booking services
- Charities and non-profit organisations
- Religious organisations, charities, societies and other associations
- High Value Goods and Luxury Items
- Sale of high value items such as luxury goods, jewellery, precious stones, precious metals, car dealerships, collectibles, art pieces, precious stones and metals, artifacts and antiquities.
- Trade and Shipping / Logistics
- International import, export of wholesale goods
- Commercial shipping and trade activities such as shipping brokers, forwarding brokers
- Corporate service providers, who assist in the formation and incorporation of companies
- Real estate and construction
- Construction firms
- Real estate brokers, agents, and related investments.
- Other business activities
- Products and services related to online gaming industry such as sale of gaming credits
- Aggregators, including but not limited to marketplaces, platforms
- Tobacco and other smokable products
- Alcohol and liquor businesses
- Pharmaceuticals, medical devices, and regulated health products
- Private hire or limousine services